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Posted in Auto Loans
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Question By
Angelorx7

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Is 2 months of credit (667 score) enough to get a car loan?
I have had a credit card for two months, transunion and equifax rate me at 667. I was wondering if this would be enough history to get approved for a car loan. I am not worried in the slightest about interest rate, as I have money but not credit. my only goal is to get financed for the car I want, not something the dealership chooses for me!

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It depends on the credit score the dealership uses, I think you can get a car loan with a 580 credit score. The credit score on CreditKarma could be different than the one the dealership uses.

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Why not apply for the financing with your local credit union.  If your not a member of one, google your nearest one and apply.  It's a very easy process. They have lower interest rates.   Capital One offers auto financing also and they may be able to "pre-approve" you.  

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