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Initial score hit when consolidating?
I have 4 credit cards between 60-80% max limit which hurts my credit score. If I take out a low interest loan from my credit union will I get hit with an initial score downward bump from it and if so can I expect it to rise quickly again after paying off the credit cards. I have 619 score and am trying to get to at least a 670 as quickly as possible. Thanks!

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