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Question By
gyoung12

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Inconsistent reporting from credit karma
I have recently noticed that the credit reporting information for scores that appear or supplied from Credit Karma or inconsistent with the reporting information that I am getting from each of the credit bureaus. Your scores are consistently lower then the scores that I see with the credit bureaus Experian TransUnion and Equifax. This causes a very high level of confusion with regards to accuracy. Can someone explain to me why Credit Karma remains anywhere from a hundred point 50 points lower than the 3 CRA's?

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Credit score models... We do have 100s different scores out there. Always find out what score MODELS exactly the scores based on before you comparing them. FICO alone have 58 models for consumers and more are available for Lenders. Good chances the scores you got from 3 Bureaus might not even be FICO models.

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