Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Alman77

0 Contributions
0 People Helped
improving credit
the only thing i have negatively affecting me is credit card debt. and quite a menial amount at that. altho it is a high percentage of my credit limit. besides paying that off.... what are some ways i cld improve my credit? my current score is 607. the simulator says if i pay off all debt it will be 683. i was hoping to get it around 710-720. so i would not have very far to go once i pay off my credit debt. providing the simulator is correct.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2790 People Helped

Things that improve your credit - keeping a balance of 1-3% of your credit limit on your credit cards at all times; having a good mix of credit (i.e.revolving, installment, mortgage), paying all bills on time.  You can try getting more good credit to increase your score, but only after you pay down your card to 3% balance.  Do that first and see how your score reacts.  For more info, visit www.credit.about.com

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.