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Collinwood

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I'm trying to find a better Apr for a personal loan I have so I can pay it off earlier

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Your credit score will define your rate. The lower the score, the higher the interest rate. If there's a regular bank or credit union you use; talk to them about it. Oftentimes you'll get a 1/2 percent off a loan just for having the payments deducted automatically from a checking or savings account.

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