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Ortiz411

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Im paying off my debt Little by Little.Which debt should i focus on more to improve my credit score

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The main thing is to not forget one while concentrating on another. If even one payment goes missed it will be a severe hit on your score. What I would do is to make a spreadsheet of all your debts. Be sure and pay minimum on all of your debts first, then whatever you have left over apply to your debt that charges the highest interest rate. This will free up more money faster to pay on other debts.

Occasionally, contact your creditors and request a lower interest rate based on your now good payment history. You will be surprised how many will agree to lowering your rate.

You may also elect to concentrate on an aco**** with a fairly low balance so that you can fee up an entire payment to apply on another account.

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