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kylenicks16

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I'm new to Credit Cards, 19 with a score of 699 and
my first credit card is coming in the mail this week. I heard the best way to build credit is to leave a balance on your credit card past the report date (so it shows im actively using the card) but pay it off before the due date? is that information accurate?

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Yes, but you have great credit. 700-750 credit score will give you practically unlimited buying power. Use your credit card wisely, or purchases you'd normally pay for with cash. Don't allow any balance to remain on your card 30 days past the date of purchase. If you do; try not to use more that 30% of your available limit. Good luck my friend, be wise make good choices and don't become emotionally attatched to items you want, they usually force you to make bad choices....

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