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Posted in Paying Your Bills
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Question By
ptrel

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im new to credit and need loan help
bills stacked up when i got injured on my way to work, i have nothing to offer for collateral but i have a kid and cant lose my apartment. is it possible for me to get a loan for 7000

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Maybe a loan is not a good idea.  First, determine how much of your current income/compensation is needed to pay for the house, utilities, food and transportation....the basic survival expenses. Those have first priority.  Other bills come second, if there is anything left to pay them with.  It makes no sense to pay the credit cards if you don't have a roof over your head, right?  RIGHT!!

You might get help by searching for Dave Ramsey's site.  He has some very good advce on paying off bills, in little steps as necessary.  Don't worry.  Credit can be rebuilt (I did it!).  Just learn what the correct priorities are and go from there.

Top Contributor
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I am not sure if it would be possible or not, it would depend on what kind of credit profile you have and what your income is as well as debt to income. If your child is under 18, you should go to your local government assistance office and see if they can help you out. Sometimes even the best of people need government welfare sometimes, don't be too proud to check into it until you get back on your feet.

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