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Posted in Auto Loans
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LunaBlue131

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I'm looking for a good used car. My score is 719. What % of interest should I expect on the loan?

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You have more than one credit score. I would almost guarantee that your lender will use a different score than what you are giving. Most lenders use a version of FICO scores and it is usually an auto version, but not always. In addition to that you have three different credit bureaus to pull from and scores will usually vary between them. Do some reading on different credit scoring models and versions or you may experience some frustration when you go to get your loan. More than a credit score will go into a lender's determination, your overall credit profile will be viewed, length of credit history, debt to income, value of auto to be financed, amount of down payment, etc. Whether you are approved or not and at what rate depends on a lot of factors. It will also depend on the lender as different lenders will have different rates and different ways of making determinations.

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