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mum1809

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I'm just trying to establish new credit. What is some of the best advise to build my credit?

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The first step is to read and read a lot about credit. In order to win the game you must know the rules of it. Most people begin building credit with a Secured credit card that is reported to all three credit bureaus. Capital One is usually a good lender to get started with. Then go from there. The basic credit building tools are three credit cards and one installment loan that are all reported to all three credit bureaus. Put your focus on FICO scores, not the Vantage scores that you get here. Most lenders use a version of FICO scores. As said, your first step is to read, so begin with that. If you have any more questions, please feel free to ask.

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