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LillyNJuju

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Im in a debt settlement program that will take 4 yrs. When can I expect my score to rise?
I really just want to know if I have to wait for all accounts to be paid or not. I have many accounts settled with payments scheduled out of an escrow account. If a debt is settled and the payments are made on time, will it increase my score?

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Yes, it should increase your score, as long as you have some good accounts to offset the bad ones.  If all you have is negative accounts, you'll eventually hit a plateau at some point.  Also, the older the account is the less affect it has on your score, so if they're old, don't expect large jumps in your score.

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