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Question By
ggallardov

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0 People Helped
Im From CR and I just moved to US and I really want to know whats the best way to build my credit.
I'm working at Accenture for the last 6 years (5 in Costa Rica and 1 in USA).

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Top Contributor
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start with a secured credit card, look at www.capitalone.com 

Reply by
ggallardov

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I got a secured card with $300 from Bank of America since six months ago, and now I recieved a credit card with $500 from Capital One... its that good?

I tried t get a phone contract but I can because I dont have credit.

thanks for the response!

Top Contributor
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92 People Helped

or obtain a cell phone plan not a prepaid phone... make sure you make payments on time 

Top Contributor
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cell phone plan will NOT help you build credit.....it can only hurt you if you miss say 6 months of payments....as for a SECURED CREDIT CARD it will help you and Capital one is one of the easiest to get 

Reply by
ggallardov

2 Contributions
0 People Helped

I got a secured card with $300 from Bank of America since six months ago, and now I recieved a credit card with $500 from Capital One... its that good?

I tried t get a phone contract but I can because I dont have credit.

thanks for the response!

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