Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Jarmo34

0 Contributions
0 People Helped
I'm an authorized user on 2 closed CC that are being consolidated. Can i become unauthorized?
I am an authorized user on 2 of my boyfriend's CC. We have consolidated our credit on both of those CC are closed at the moment. Is it possible for him to remove me as an authorized user at this point? If so, would it affect my credit score? The cards are currently affecting my score negatively because they are at VERY high utilization of credit limit. However, I only have 1 other line of credit without those two CC. Just kind of wondering if it would help my score if I removed those cards from my responsibility (if it's even possible at this point).

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
209 Contributions
89 People Helped

It would affect your credit score, yes. On the other hand, if you helped rack up the balances, then maybe you should take your share of the responsibility?

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.