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vmshady

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if+I'm+homeless.+
Living in a shelter

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Some are homeless because they neglected to place their expenditures in the proper order and paid the credit card debt first and their housing costs last.  Big Mistake!! Always cover shelter, including utrilities, first, then food and transportation.  Credit cards are last on the list of priorities.  I know because I filed a bankruptcy twently years ago and that was the priority the trustee put on all debts. 

Now you have to get yourself back on your feet and I do suggest avoiding all credit charges.  Work on finding housing that you can afford and get stabilized. There should be some good advice from groups like St Vincent DePaul or Salvation Army, or the local housing authority.  Best wishes to you and hope you are settled soon.

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