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Question By
rfifita

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If you close your credit card account does it erase your credit history?
I had a credit card account with wellsfargo for 10 years that got closed because my joint checking account was delinquent. Now it looks like I have no credit history at all. When I apply for a new card does it look like I have no credit history at all?

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Top Contributor
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7 years

A closed account can be removed from reporting after 7 years. You may have to re-build from scratch.

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