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If the 3 credit bureaus created the Vantage score conjointly, why's my Vantage score 250 pts higher?
My Transunion score (and Experian/Quifax) have been hovering between 750 and 800 consistently over the past year or more. Yet my Vantage score (created by all three bureaus to "increase consistency of scoring," is listed by Credit Karma at 990, the upper limit for Vantage scores. Why such a glaring discrepancy?

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