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mommaneedtosave7

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if it was taken off ????
Of i put in for a few disputes of things on my credit that shouldn't have been there why are these companies still asking for payments i thought when you dispute a debt and it has been removed you no longer owe that debt the solution was solved is that not how it works

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Disputing derogatory remarks is not the solution to your credit problems. If the debts are real (i.e. you actually made those charges and then didn't pay them), then a dispute won't do anything except remove them for a month while the bureau investigates. If they find the debt is valid, it goes right back on your report where it should be. 
The dispute process is there to protect people from fraudulent or incorrect information. It is NOT there to erase what you don't like. 

Top Contributor
269 Contributions
114 People Helped

Disputing derogatory remarks is not the solution to your credit problems. If the debts are real (i.e. you actually made those charges and then didn't pay them), then a dispute won't do anything except remove them for a month while the bureau investigates. If they find the debt is valid, it goes right back on your report where it should be. 
The dispute process is there to protect people from fraudulent or incorrect information. It is NOT there to erase what you don't like. 

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It's not that cut and dry and rarely are when comes to credit. When the account/debt been disputed, the credit bureaus investigates and decides whether it can be on your report or not with-in certain guidelines of the FCRA. They aren't deciding if you owe the debt or not, that's between you and the creditors/debt collectors and or the court of law. The account can be removed for many reasons, some removed due to technicalities, some because it's beyond the reportable date, just because it's disputed and subsequently removed, it doesn't necessarily means you are relieved of your responsibility for that account/debt, it just mean it's no longer on your report.

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For what reason(s) for disputing, and why was them been removed? Knowing the reason(s) would go long way to see whether or not those companies can still seeking payments from you. On the flip side, just because companies are asking you for money? It doesn't automatically means you owe them or have to pay them. Assuming those companies are collection agencies? If so, collection agencies aren't known for following the rules and can rarely be reasoned, so you have to know and understand your rights.

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