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tomsgirl65

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If it was removed from my report can they reopen it
An account was removed from my credit report, can they "reopen" it since it's already been removed?

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It depends on why it was removed. Most negative accounts are allowed to remain on your reports for 7 years, so if it is under 7 years, it could reappear, if it is older than 7 years then it should not. It could have been removed for the "statute of limitations" or could have been removed because it had incorrect information, could have been removed because the account was sold to a separate company, etc. Too many factors to even take a guess, but in general, most accounts that are removed will stay removed, but not always. Sorry I could not answer your question, but I hope this information helps.

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tomsgirl65

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Good info, thank you for the response 👋

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