Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
shyese1

0 Contributions
0 People Helped
If I want to take out a home equity loan, what does my credit score needs to be to qualify?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
1 Person Helped

Igotscamed

Helpful to 1 out of 1 people

BEWARE of the credit fix companies. I tried CRS out of Dallas, so up front and nice till they get your credit card number. All they did is went down my credit card company list and send disputes letters to them. I wansnt disputing anything. You can do this yourself. And be patitent.

Top Contributor
17526 Contributions
5174 People Helped

Helpful to 4 out of 8 people

Depends on the lenders requirements.  For any loan, the better your credit score, the lower your interest rate as you learned from the articles here.

Top Contributor
21 Contributions
5 People Helped

I'm glad

Helpful to 1 out of 20 people

I’d like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i normally sleep when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the programmer (ex FICO and Experian agent) and he fixed my credit, raised my credit score and cleared all negative listings on my credit in less than 9 days. I would have kept quiet about this, but i won't be able to forgive myself for not helping people who are in terrible conditions like i was. "treatyourself016@ g m a i l . c o m" is the programmer's email address. I wish you good-luck. Y’all can thank me later.

Top Contributor
84 Contributions
41 People Helped

Legit !

Helpful to 0 out of 21 people

Hello Everyone, for the past 8 months, I have been battling with my credit score because it was very low, until I met this programmer and senior tech analyst (treatyourself016 @ g m a i l . c o m) through a friend of mine. He helped increase my credit score from 435 to 780 to 820 I was really surprised that he helped me do it within 9days, even though I doubted him at first because he told me to pay an upfront service charge, before any action can take place. After I paid a little upfront fee. he got my credit report fixed within 5-6 days  days, my credit score increased. He also cleans up chexsystem report and the DUI report. You have 110% guarantee of a clean and safe job from him therefore, I advise you contact him (treatyourself016 @ g m a i l . c o m) for a similar service. He is completely good and trust worthy.

Top Contributor

Reply by
stgcret

22 Contributions
93 People Helped
Helpful to 16 out of 19 people

Sounds like a scam!!!  9 days to go from a 435 to an820!  Bull Crap!  There are just two things required to raise your FICO Score and they are pay your debt payments on time and time itself. 

I hope the Brain-Thrusts at Creditkarma would take this idiot's post down before too many unwitting people are scammed out of their money!

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.