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haveagoodtime

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if i put my son on my act will he start to develop credit

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Yes, its called "piggy backing".  Usually you would do this with a Credit Card.....

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It would help to add him as an authorized user on your credit card(s). You do not need to give him an actual card to use, just adding him as an authorized user is all that you need to do. I would not recommend handing him any cards. What he needs to do is to also open up a Secured credit card soley in his name right away if possible. Maybe check with lenders like Capital One or OpenSky for a secured card. If you are willing to add him as an authorized user to help him start building his credit he needs to do something in exchange for you. He needs to spend as much time as he needs reading about credit so he understands everything about it. I would make him study credit (all kinds of info online) and then quiz him on different topics to make sure that he understands everything and once he does THEN you will add him. Going this route will help him so much more than just adding him as an authorized user. Being educated about credit is the number one thing for anyone.

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