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If I only owe about $5000, is it worth it to file? Plus I am 67 yrs old.
I am 67 years old and my elderly mother lives with me. I have to spend more on all my living expenses because I have to rent a larger apt and electric bill is always higher because my Mother is always cold. And last year, my 14 year old car broke down and I borrowed $1500 from online payday advance companies to get my car running again. Now they are hounding me and I am going crazy. Should I file for bankruptcy?

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