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gabbie121810

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if I have accounts in collections, can I just pay the debtor instead of the collection agency?
These are hospital bills and one for a payday loan company.

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Top Contributor
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NOPE!!

Once a bill is serioously past due and all collection attempts by the original creditor have failed, they sell it to a collection agency and write of the rest of the balance on their taxes.  The collection agency now owns the debt and you have to pay them.

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