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BootheelB

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If I have $10,000, is it better to pay off debt or save it if I want to buy a house in 1 year?

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Top Contributor
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PAY THE DEBT!!

If you don't, the debtrs will be negative remarks on youyr credit reports and will hurt your credit score.  You will have difficulty qualifying for a home mortgage with negatives on your reports.

I suggest reading the articles on this site so you can learn about credit, because you need this knowledge.  That is the prime purpose of Credit Karma--teaching about credit.

Top Contributor
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That technically depends on how much and what kind of debt you have, and if you are behind on any payments.  If you have a large utilization of debt, or are behind at all, it would be best to pay down and/or get current first.  Also, if you pay down the debt, your score will increase while you save up that amount again for the home.  That will give you better options when applying for the mortgage.  

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