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greeneyesrbetter

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If I choose discover card to pay off credit cards,why wouldnt I choose a more top ranked credit card
karma advise discover card ,why not a more top ranked card ..to pay off just department srores(macy) kohls etc

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Credit Karma makes money from advertisers. I've found card recommendations on credit sites are not always in your best interest, and don't always fit a persons'  credit lifestyle. For instance this site is constantly making recommendations for an airline miles card but I don't fly much.

You should research and use the card comparison option on this site and other sites. Do you want a card that offers airline miles points, reward points or actual cash back? There are lots of options out there. Also read and understand the fees, if any, on transferring balances and when the balance needs to be paid off in order to avoid finance charges. 

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