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justj81

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If an account was removed, can creditor still charge you for it?
If I disputed a collections account a year ago and it was removed, can that agency still hold me responsible for that same debt? I called the company regarding an entirely different debt and they are still showing an account for the one that was removed.

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Depends on what was the reason(s) for disputing and it's removal... One's liability to a unpaid debt isnt hinged on whether if its on your credit report or not, Credit Bureaus aren't legal arbitrator of your debt, when you dispute? They only decide if that entry can or can't be included on your credit report with-in guidelines of FCRA. If it was removed related to ID theft/wrong person? Then yes you shouldn't be held responsible as it wasn't yours to began with, but it's for some other reasons like its age, minor discrepancies (amount/date) or some technicalities? Then the unpaid debt can be collected even if it's 20 years later, assuming it's done with-in State's collection laws and FDCPA. Unpaid debt usually can only be discharged if it's been paid, forgiven by creditors or thru Bankruptcy.

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vehicle loan approval

I need to get approval for a vehicle loan. Can you lead me in the right direction?

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adbdab80

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Capital One Auto will help.  Also, there is another section tied into Capital One thar's just for autos.

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