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eyerose

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If a retailer offered a temporary credit line increase
A credit score increase resulted when this was first given. However, this credit line increase depended on the credit card user's spending a certain amount within a given period of time. Because this amount was not spent, card user's score dropped back a number of points. The lowered credit score could not be changed.

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Top Contributor
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And? Not sure what the question is here, but there really isn't much you can do if the credit line was reduced. The improvement with scores was probably due to a better "credit card utilization rate" if there are balances due on other cards or this card at hand, when the credit line was reduced, it brought the utilization percentage back up, which is bad for scores.

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