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Rc2538

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If a collection was taken care of and removed from my report how can it return
I paid off the collection and it was removed now it is back

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It can remain on your credit report for 7 years from the time that the original account became delinquent. However, there must have been a reason that they removed it before, why they would take the time to put it back on I am unsure. First thing to do is to take a good look at the information on the account and see if anything is incorrect, if you find incorrect information then dispute it and hope for a complete deletion rather than a correction. You may want to consult with an attorney that deals with FDCPA (fair debt collection practices act) cases and ask to be sure if a "paid collection" is allowed to be added to your reports. I think that it is probably allowed, but it would be worth a phone call to a lawyer to be sure.

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