Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Somadnow

0 Contributions
0 People Helped
I would like to know how to get a credit inquiry removed from credit report? I
Credit card co won't fix it and were not helpful How do I get it corrected? They have me down 2 days in a row for applying for credit card and I didn't do that. 2 hard copy inquiries also affects credit score. The co. was of no help, said its not for them to fix. Who is then? I'm fuming, I shouldn't have applied at all.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
675 Contributions
353 People Helped

if you did do a app, there will be no way to get it removed.  It wont have any affect after a year and after two years it will drop off your report

Top Contributor
62 Contributions
3 People Helped

As Johnny stated, the effect is not much, usually 2-7 points. It will go up with a month if the new credit limit is accounted. There will be very little effect after a year. Also some credit company or credit union will pull 2 times when applying.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.