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theresaparsons1677

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i would like to get a loan and astablish credit
I don't have credit but I would like to get a loan and start building my credit

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nandog

Go to your bank and get a secured credit card but make sure they report monthly to all three credit bureaus. You will need to give the bank $300 up front and they will give you a secured credit card. Keep your purchases under $90 a month or 30% and make payments on time. You will begin to build credit. After six months you could get a Capital One regular credit card and keep building. Meanwhile keep reading under the credit score and credit report part of the advice given here on Credit Karma. Good Luck!!!!!!!!!!!!!!!!!!

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