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saritabogard

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I wonder if I should file bankruptcy or do credit clean up/

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Depends on how much debt we're talking about, what kinds of debt, and how much income you have. Your best bet, if you're that deep in the hole, is to talk to a bankruptcy lawyer or two, which will give you a better idea of what to do. Most lawyers give you the first consulation free, so it won't cost you anything but time.

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