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I went to 80% CC usage dropping my score 20pts (bal tranfers),now at 45% will I get back 20pts lost?
I was @ a 65% CC Utilization total. I then recently received a 3.99% promotion for balance Transfers on one of my CC and transferred the entire balance of the other cards, apparently the timing of the transfer was between reporting for the cards so they both showed high balances instead of just one, showing a 80% CC Utilization dropping me 20pts, Now when they report again my balances will be @ 45% from 80% total , Will I gain back my 20pts at least?

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