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i went from a 682 to a 609 making payments on time and paying off in months? ??
So I have had 682 credit score and wanted to try to improve my score into the 700 so I got a loan from a bank as a personal loan for 350 bucks. Ended up paying it off in 3 months and that dropped my score like 73 points! !! Wtf is this normal?

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