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plantationhouse

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I was told checking my score would not hurt my credit but, It has dropped 35 points, Why?
I sent a message about this a few days ago and did not get a response.

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You do not get penalized for checking your credit, so there is definitely some confusion here. Your credit must have dropped for some other reason. Checking your own credit does not affect your credit.

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As you take time to learn more about credit and you start watching it closely you will learn the items that can make your score go up and down. But without a known history of what was reported and what is reporting now, there is no one on these boards that can tell you why in your case.  A few point fluctuation can even happen if nothing at all hanges on your credit reports.  Typically a 35 drop would indicate that you reached a new level in credit utilazation (this is the most common reason for a change in score), or just got some new credit card within the past few months.

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