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Mykola1973

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I was an authorized user on someone's credit card they took me off will that affect my credit

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Hi Mukola1973! It depends. If the person who originally added you had a lengthy credit history, whereas yours isn't as long, being removed will most likely affect your credit score. However, being removed shouldn't affect your score by much, because remember the card was never in your name. If you really want to build your credit score, you'll ultimately need to get a card or loan that is in your name. Hope this helps!

Top Contributor
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Depends on the Credit Score Model and how much weight it carries.

Older Credit Score Models used the  cards that you where a authorized user on.  

Some of the newer Credit Card Models will not factor in CC's you are a authorized user on unless it looks like you are married to the person of the account.

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