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Question By
helppls

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I want to understand credit and how it works and how to improve mine?
My scores very poor 480 and all i owe is doctor bills what can i do to make it higher

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Top Contributor
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You have to start reading, your answers will be found all over the internet. To give you a quick run down:

You want to remove what negative information that you can.

Dispute any incorrect information that is harming you.

Get some positive accounts reporting.

But FIRST, MAKE SURE THAT YOU DO YOUR READING!!

It is easy to make mistakes that can harm your credit even further. In addition to reading all that you can, read about PAY FOR DELETE AGREEMENTS and SECURED CREDIT CARDS and HOW TO BUILD CREDIT

Know that FICO scores are the important ones.

If you have any more questions, feel free to ask, but please be more specific about your situation for better advice, just don't include any personal info.

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