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snickyticky

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I want to get rid of a credit card that charges an annual fee and a monthly fee,with no rewards. .
The only thing they changed was the interest,which is now 12%. I am afraid if I get rid of it,it will hurt my score. Advice?

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Go online at various sites and individual credit card sites and research reward credit cards. The higher the reward, the higher your credit score needs to be. NerdWallet is a great research site.  

Once you've received a card equal to or greater than the credit line you currently have, then you can close it out. Depending how long you've had the card, your credit score might drop. 

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