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Caregiver4mom

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I want to buy a home but I need to pay off 6000 first

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Pay it, then!

And, if anything on your credit score is negative or derogatory in any way, you may have to wait a few years after it is straightened out before you might even have a chance to try for a home.  Please research some of the additional expenses and responsibilities that come with home ownership, because there are enough. You might even find that renting is not such a bad deal after all.

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