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Question By
wish2522

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i spent all my credit card but will repay way before due . then start useing it to pay off debts .
how will this affect my credit and will the balance i use the owed month still want pay back before next month.

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Only use 25%

of the allowable line of credit. if you use more they will ding your credit and your score will go down. Also don't pay off the balance, pay $1.00 more than the min. for 2-3 months then pay it off Your score will start going up fast

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