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Posted in Mortgage
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irish4more

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i show no credit is that bad
is no credit better than bad credit for getting a loan

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Top Contributor
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Well, without ANY credit, you most likely won't be approved for anything except secured cards, or  maybe a store card like Macy's, JC Penny, etc..

I see you're posting in the mortgage help section.. You have an almost 0% chance of getting a mortgage if you have no credit, unless you're a qualify vet, spouse of a vet, etc.. Some lenders will work with you, but it'd be more worthwhile to work on your credit before pursuring a home.

A good way to start is getting added onto cards in good standing as an authorized user.

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