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Question By
zeisser

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I show a credit card that has expired and has 0 balance. Does this hurt my credit rating.
I filed bankruptcy in 2009 and had a zero balance on the card at that time.

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Part of your history.

Though it is closed and has a zerobalance, it is part of your credit history and can be reported on your credit report for seven years, after which it drops off.  Nothing can change that.

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