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confused55

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I show 4 late payments on a B of A card that I don't even have.
All my cards were closed back in 2005. And this report is affecting my credit rating. in EFFAX. TRANSUNION does not show this and my credit report is higher.

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If you find incorrect info on your reports, you dispute the information with the credit bureaus that are reporting it. Transunion, Equifax and Experian all have websites where you can do that.

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