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pterrell1789

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I seem to have plateaued right around 700. What can I do to improve it?
I have two credit cards. One I use for daily use and the other was a financing option at a jewelry store (0% interest for 12 months and will be paid off by the end of 12 months). I recently paid off my car loan. I've never missed a payment and have no negative marks. What is the next step?

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