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lck2328

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I refi'd my home and rolled credit card &equity LOC into the loan.The new loan isnt on my CK report.

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Some times it can take 30 days for a creditor to report to the credit bureau.   Sometimes, its not until your first payment.  Reporting here on CK runs about a week behind the actual credit report, depending on when you refresh date is compared to the update at the actual credit bureau.

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It will in Time

I did the same about 3 months ago.  Have made two payments to the new company, and it is still not showing.

1) The broker has sold the mortgage allready within the first 30 days, so the first company never bothered reporting.

2) DEPENDING on thier reporting date and the dates of the transactions it can take upto 90 days to see.

3) You most likely will see a drop in your credit scores here.  Due to a new laon the average age of credit will drop, and will most likely drop your score. As well as now you have a loan that is 100% usage, which can effect some scoring models.

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