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I reduced my debt by 48% and kept everything else the same (accounts open) yet my score plummeted.
I paid down several accounts and my debt utilization is now about 32% where before it was close to 80%. I did nothing else. Kept all accounts open and current. Nothing new was reported except the reduction in debt yet according to this site my score dropped 39 points! I checked other sites and it went up about 20 points.

What is going on here?

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