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CreditDoubt

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I pay my credit card bill on time but had a big drop in my credit score last month. any suggestions?

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Have you checked your report to see what's going on? It could be that you've added to the balances you carry, opened another card, closed a card, had something reported (medical bill in collections, etc) that you don't know about, or worst case, fraud. If it's a big drop then it might be worth paying the $30 and getting a copy to review line by line.

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