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Posted in Paying Your Bills
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Hinanogirl22

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i paid off an old bill, wrote a letter to creditor and it still hasn't been removed. Now what?
It has been one month since I wrote the letter which was accompanied by the creditor indicating it was paid in full. It had been sent to the Better Business Bureau. Should I just continue to hound them?

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Did you try negotiating a 'pay for delete agreement?  This would require several letters back and forth to work out something acceptable to both parties?  You should have copies of that correspondence.  Creditors are not required to grant such an agreement, though.  If you don't have such an agreement, the credit report will soon show that the account was paid, and the date, but the credit history of your account with this creditor will remain for 7 years.  Continuing to hound them is not going to make things move any faster.

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