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joe0826

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I paid off all my credit cards. my score is lower. its not updating.i should have a good score.

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If you had slow pay or late payments, even though the cards are NOW paid in full, those slow payments are part of your credit history and will remain on your reports for 7 years.  Therefore, your credit score is going to be low until after you've built up a history of regular payments.  There is no "instant fix" in credit, as you will discover after reading the articles on this site, which was designed to teach people about credit, how to build it and hoiw to properly use it.

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If your account has stopped updating, you can always email support@creditkarma.com so that we can investigate what's going on.

If you have paid off and stopped using your cards, you may have fallen into a "thin file", which can mean that there are not enough active, open accounts on your credit report to generate a score. You can read more about "thin files" here: https://www.creditkarma.com/article/what-does-it-mean-if-i-have-a-thin-file

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