Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Posted in Credit Scores
I paid a credit card 7 days past the due date. Will that adversely affect my credit rating?
Profile Image

Question By
mattsdadallen

0 Contributions
0 People Helped
All Responses
Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

 it will drop your score-- how much its hard to say--when your late on a payment--even one day--it post as 30 days--31 days late--60 days---after 120 days--most the time they turn it over to collections---now if you've had the account for a while ( years )  and you've always paid on time and keep your record clean with them--you might just call them and explain why you were late--some companies will pull the late payment off your record--its up to them--they are not required too-- it doesn't hurt to try and call--it could pay off for you

Top Contributor

Response by
redcoupe

1160 Contributions
527 People Helped
Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:

Enter Your Comments
Submit to the Community