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Posted in Student Loans
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prettygirl1978

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i never got loans in my life
i never had loans and their is 2 loans in my name

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Top Contributor
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Sounds like a case of either:

  • Parents using childs credit
  • Child with same name as parent
  • Identity theft

Follow the procedure for each of the three main credit reporting agencies and dispute the items. If you can prove that the debt is not yours then the information will be removed from your report. And so will and bad, or good, credit score resulting from it.

Top Contributor
3051 Contributions
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Write letters (don't do it online) to all three credit bureaus and send them 2 forms of ID to prove who you are.  You can send a copy of your driver's license (if the address is not correct, send a utility bill or something with your name & correct address), SS card, voter's registration or whatever.  You MUST prove your own identity to get these off your report.  Be persitent but polite.  Best of luck!

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