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Question By
indiababba

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I need to have old debts removed I pay my rent and other bills on time and have since befire retire

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Top Contributor
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If the old debts are showing an excellent payment report, they can stay for 10 years which is to your benefit.  We need all the positives possible.  If there are any negatives like late payments, the accounts shown will disappear 7 years after the last payment. 

Top Contributor
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Rent and other bills are not factored into your credit. As already said, never try to remove accounts that have been closed in good standing. Spend some time reading about credit to gain a better understanding as to how it works.

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